Investor resources

Guides for Real Estate Investors

Straight answers on how investor loans work: how they're sized, what lenders look for, and how to pick the right one for your deal.

Calculator and tax forms on a desk next to a coffee cup

DSCR Loan Calculator

Enter rent, price, rate, taxes and insurance to see your PITIA, your DSCR and the max loan the rent supports at 1.00 and 1.25.

Run the numbers → Miniature red house model on architectural plans with a magnifying glass

Hard Money vs. Bridge Loan vs. DSCR Loan: Which One Fits Your Deal?

Hard money, bridge and DSCR loans compared: purpose, term, leverage, credit, speed and exit, with a worked BRRRR example.

10 min read → White single-family rental house with trimmed hedges

What Is a DSCR Loan? How Rental Investors Qualify on the Rent

How DSCR loans work, how the ratio is calculated, who they fit, and what lenders review. A plain-English guide for real estate investors.

6 min read → Brick single-family home with a two-car garage on a suburban street

Investor HELOC on a Rental Property: How It Works and When It Beats a Cash-Out Refi

How a HELOC on an investment property works, how much you can borrow, and when it beats a cash-out refinance. Includes LLC-owned rentals.

6 min read → Room under renovation with support posts and tools

Fix and Flip Loans Explained: LTC, ARV and What Lenders Look For

How fix and flip loans are sized (LTC and ARV), how rehab draws work, and what lenders want to see from first-time and experienced flippers.

7 min read → Glass office towers seen from below

Bridge Loans for Real Estate Investors: When Speed Beats Rate

What a bridge loan is, when investors use one, how it is sized and repaid, and how to plan the exit. Residential and commercial investment property.

5 min read →