COMMERCIAL REAL ESTATE LOANS

Commercial Real Estate Loans from $250K to $50M+, Shopped Across Our Lender Network

Simple, Relationship-Driven Commercial Lending

Commercial loans don't fit into a rigid calculator—every property and business plan is different. Whether you or your client are buying an apartment building, refinancing a warehouse, purchasing a building for your own business, or building from the ground up, we match the deal directly to the right lender and guide you from the first call to closing.

Tell Us About Your Deal ▸
Private lenders & SBA Apartments to warehouses to hotels One advisor from first call to closing
$250K – $50M+ Loan sizes
45 + DC States covered
$0 Upfront No credit pull to apply
1 Advisor Start to finish

How we can help

Six Simple Ways We Help Get Commercial Deals Funded

Whatever the building and whatever the goal, one of these usually fits. Not sure which one? Tell us about the deal and we'll point you to the right one.

Buy a Property (Purchases)

Long-term loans to buy apartment buildings, retail plazas, warehouses, offices, hotels, or medical buildings.

Refinance or Pull Cash Out

Lower your current payment, pay off a loan that is coming due, or pull cash out of a property you already own.

Fix Up or Lease Up (Bridge Loans)

Fast 1-to-3 year loans for properties that need renovations, new tenants, or a quick closing before moving to a long-term loan.

Buildings for Your Own Business (SBA Loans)

Buy or refinance the building your own company operates out of, with as little as 10% down.

Fast Property-Based Loans (Commercial Hard Money)

Quick, common-sense loans based on the property's value when a deal has a tight deadline or doesn't fit a traditional bank.

New Construction & Land

Funding to build a new commercial or apartment project from the ground up or develop land into buildable lots.

Properties we finance

Built for Every Commercial Asset Class.

From stabilized 5+ unit apartments to owner-occupied facilities, we match your property type to the lenders that actively fund it.

Multifamily & Mixed-Use

5+ Unit Apartments · Mid-Rise · Retail-Over-Residential

Industrial & Self-Storage

Warehouses · Flex Space · Distribution · Storage Facilities

Retail & Medical Office

Strip Centers · Single-Tenant NNN · Professional & Healthcare

Hospitality & Specialty

Flagged Hotels · Boutique Lodging · Owner-User Properties

What lenders look for

New to Commercial? Here Are the Only 5 Things We Look At

You don't need to know complex commercial formulas. Every commercial deal simply comes down to five basics:

1

The Property

Where is it located, what type of building is it, and what condition is it in?

2

The Goal

Are you buying it, refinancing it, fixing it up, or building it from the ground up?

3

Cash Down or Equity

How much down payment is being put in (if buying), or how much equity is already in the property (if refinancing)?

4

The Borrower

Does the buyer have solid credit, some cash reserves in the bank, or experience owning real estate or running a business?

5

The Game Plan

Will they keep the property long-term and pay the loan from rent or business income, or fix it up and sell or refinance it later?

Recently funded

Commercial deals our team just helped close.

Different property types and different goals, with one advisor guiding every deal.

$4.1M

Cash-Out Refinance

Chicago, IL

18-unit apartment building

$1.5M

Campground Purchase

Sheridan, IL

SBA owner-user loan

$7.2M

Hotel Cash-Out Refi

Texas

Paid off maturing loan & renovations

$4.6M

Lot Development

North Carolina

Subdivision construction financing

How it works

From the first call to closing.

1

Tell Us the Basics

A short form about the property and the goal. No credit pull, no SSN, and it's fine if you don't know every number.

2

An Advisor Reviews It

A commercial advisor reads your deal and calls you to fill in the gaps.

3

Compare Your Options

We present the deal to the lenders that fit and bring back offers you can compare side by side.

4

Close

We help with the appraisal, paperwork and closing with the lender you pick.

Program at-a-glance

The fine print, up front.

Representative terms across our lender network, in plain English. Final terms are set by the lender you choose.

Loan amount
$250,000 – $50,000,000+
Loan purpose
Purchase, rate & term refinance, cash-out refinance, bridge/value-add, and new construction
Lender network
Commercial banks, credit unions, private lenders, debt funds, SBA (7a & 504), life companies, and agency
Down payment / LTV
Up to 75%–80% LTV on investments · Up to 90% LTV (just 10% down) on SBA owner-occupied buildings
Terms
1 – 3 years for short-term bridge/construction · 5 – 30 years for long-term loans
Property types
Multifamily (5+ units), warehouse/industrial, retail, office, medical, hotel/hospitality, self-storage, mixed-use, and land
Closing timeline
2 – 4 weeks for fast private/bridge loans · 30 – 60 days for bank & SBA loans
To get started
No credit pull, no SSN and no upfront fee to submit a scenario

FAQ

Common questions
I've never done a commercial loan. Can you still help?

Yes. Tell us about the property and what you want to do in your own words. Your advisor walks you through the rest, one step at a time.

What counts as a commercial property?

Apartment buildings with 5 or more units, warehouses, retail, offices, medical buildings, hotels, self-storage, mixed-use buildings and land. Houses and 1–4 unit rentals fall under our rental and fix and flip programs instead.

How much do I need to put down?

Usually 20% to 25% on investment properties. If your own business will use the building, an SBA loan can go as low as 10% down.

What if I don't know all the numbers yet?

That's fine. Enter what you know, skip what you don't, and your advisor will help fill in the rest.

Will applying hurt my credit?

No. There's no credit pull and no SSN needed to send us a scenario. A lender may ask for permission to check credit later, once you choose to move forward.

How long does it take to close?

About 2 to 4 weeks for fast private and bridge loans, and 30 to 60 days for bank and SBA loans.

I'm a loan officer or agent. Can I send you a client's deal?

Yes. Send the basic scenario through the form, our advisor handles the commercial side, and you get credit when it funds.

Have a commercial deal? Let's talk it through.

No credit pull or SSN to apply. No commitment. One advisor from start to finish.

Tell Us About Your Deal ▸

Partner program

Loan Officers, Agents & Brokers: Earn on Commercial Deals.

You don't need to know commercial underwriting to earn on commercial deals. Send us the basic scenario above, our advisor handles the rest, and you get credit when it funds.

Partner inquiries: loans@seqlending.com
  • Get credit on every funded loan you refer
  • Keep investor clients from shopping you to a competitor
  • One intake, dozens of lenders behind it
  • Your name on the application via the referral field