Start your application
Apply with LOANKWEST
Choose your scenario or loan program below. Each application takes about five minutes, and a LOANKWEST advisor reviews every file before it is presented to our lender network.
- No credit pull to apply
- About 5 minutes
- A dedicated loan advisor
Apply by scenario
What are you trying to do?
Pick the goal that best matches your deal and we will open the right application.
Buy or refinance a rental property
Long-term hold, qualify on rent
DSCR Rental Loans
Start application ▸
Pull equity, keep my first mortgage
Tap a rental without refinancing
Rapid Investor HELOC
Start application ▸
I live outside the United States
Foreign national or no U.S. credit
Foreign National Loans
Start application ▸
Rent doesn't cover the payment
DSCR below 1.0, no-ratio rental loan
Non-DSCR Rental Loans
Start application ▸
Rental loan with bruised credit
Low or no score, lots of equity
No Minimum FICO DSCR
Start application ▸
Fix and flip a property
Buy, renovate and sell
Fix & Flip
Start application ▸
Borrow based on equity only
Asset-based, no credit minimum
Hard Money Loans
Start application ▸
Close fast
Deadline, maturing loan or payoff
Bridge Loans
Start application ▸
Cover my down payment
Short on cash to close or rehab
GAP Funding
Start application ▸
Rescue a stuck property
Short-term bailout capital
Bail Out Funding
Start application ▸
Build from the ground up
Spec, build-to-rent, townhomes
New Construction
Start application ▸
Buy or refinance land
Raw, entitled or finished lots
Vacant Land
Start application ▸
Pay for materials
Lumber, roofing, HVAC, fixtures
Construction Material Funding
Start application ▸
Finance a commercial property
5+ units, retail, office, industrial
Commercial Loans
Start application ▸
Partner on a deal
100% funded, split the profit
Joint Venture Funding
Start application ▸
Apply by program
Every LOANKWEST application
Already know the program you need? Start its application directly, or read the program details first.
Rental Properties
Buy & Hold
- DSCR Rental Loans
Qualify on the property's rent, not your tax returns.
- Non-DSCR Rental Loans
Rent doesn't cover the payment? No minimum DSCR, no minimum credit score.
- Rapid Investor HELOC
Tap your rental's equity and keep your low-rate mortgage.
- Foreign National Loans
U.S. rental financing for investors who live abroad or don't have U.S. credit.
- No Minimum FICO DSCR
Equity is the qualifier. No credit score required, no DSCR calculation.
Temporary Funds
Short-Term Loans
- Fix & Flip
Purchase and rehab funding, up to 100% for experienced flippers.
- Hard Money Loans
Asset-based private loans for residential, commercial and land. The property qualifies.
- Bridge Loans
Short-term capital when the deal can't wait for a bank.
- GAP Funding
Unsecured cash for the down payment, rehab or auction, sized on your credit and income.
- Bail Out Funding
Short-term capital to rescue a stuck property: maturing loan, probate, or a stalled build.
- New Construction
Ground-up financing for spec, build-to-rent and small multifamily.
- Vacant Land
Raw acreage, entitled parcels and finished lots.
- Construction Material Funding
Suppliers get paid today. You pay in up to 90 days, after the draw hits.
Acquire or Reposition
Commercial
- Commercial Loans
Multifamily, industrial, retail, hospitality, healthcare & development.
Equity & Joint Ventures
Capital Partners
- Joint Venture Funding
100% financing for cosmetic fix & flips: covers purchase, rehab & all carrying costs.
Not sure which fits?
Describe your deal in your own words and our program finder will point you to the right loan.
Find My ProgramAlready applied?
Send your documents through our secure upload portal and your advisor will pick them up.
Secure Document Upload