Joint Venture Flip Funding: Our Capital Partner Funds 100% of Purchase, Rehab & Holding Costs
You Find the Deal. Our Capital Partner Funds 100% of the Purchase, Rehab & Holding Costs.
Have an equity-rich cosmetic fix & flip or wholetailing opportunity under contract? Our Joint Venture program provides 100% of the capital needed to close and complete the project, including purchase price, cosmetic rehab, closing costs, insurance, taxes, utilities and debt service. You take deeded ownership of the property at close with $0 out-of-pocket, your EMD refunded, and a 50/50 profit split at exit.
Apply Now ▸The 50/70 underwriting standard
Equity-rich deals. Cosmetic rehabs. Zero cash to close.
Capital partners fund deals with built-in equity. Here's the box, and here's how you walk away at closing.
Purchase ~50% of ARV
Target a purchase price of about 50% of after-repair value, typically acquired ~20% below current fair market value from distressed sellers.
All-In Costs ≤ 70% of ARV
Purchase price + rehab + closing costs + 6 months of carrying and interest can't exceed 70% of ARV.
Cosmetic "Lipstick" Rehabs Only
Normally up to 10% of the purchase price: paint, flooring, minor fixtures and cleanout. No building permits or structural work; contractor labor is included.
100% Deeded Ownership
You take title to the property in your business entity (LLC or corporation) at closing.
Two 6-Month Notes at 9.9% Simple
The capital partner wires 100% of costs into escrow and is secured by two notes: 1st position at 70% of ARV (basis and costs) and 2nd position at 15% of ARV (profit share).
EMD Refunded at Closing
Your earnest money deposit comes back to you at the closing table. Nothing out of pocket.
Sell or Refinance Within 6 Months
Complete the cosmetic rehab, then list and sell, or refinance into a long-term DSCR rental loan.
50/50 Split at Exit
After all costs come off the top, net profit is split 50/50, with a minimum of $25,000 total ($12,500 each).
One Advisor, Contract to Closing
Your LOANKWEST advisor checks the deal against the 50/70 box up front, then stays with you from contract to closing.
JV deal & profit split qualifier
Does the deal qualify for 100% JV funding?
Enter the ARV, contract price and budgets. The deal needs all-in costs at or under 70% of ARV and at least $25,000 in total net profit.
Illustration only, before selling costs. Final numbers come from the capital partner.
How it works
From contract to split check.
Send the Deal
ARV, contract price, rehab plan and your track record. No credit pull to apply.
Underwriting
The capital partner checks the 50/70 standard, the comps and your experience.
Close With $0 Down
Capital wires into escrow, you take deeded ownership in your LLC, and your EMD is refunded.
Rehab, Sell & Split
Finish the cosmetic rehab, sell within 6 months, and split the net profit 50/50.
Program at-a-glance
The fine print, up front.
Representative criteria from our joint venture capital partner. Final terms are set by the capital partner.
- Target ARV range
- $100,000 – $1,000,000 (open to larger/smaller on exceptional deals)
- Funding amounts
- $50,000 – $500,000
- Term
- 6 months or less
- Borrower cash required
- $0 (zero out-of-pocket; EMD refunded at close)
- Minimum profit threshold
- $25,000 total net profit ($12,500 to investor / $12,500 to capital partner)
- Experience
- 3+ completed real estate deals (or partner with an experienced mentor/contractor with 3+)
- Property types
- Non-owner-occupied residential 1–4 units, condos and commercial fix-flips
- Purchase price
- About 50% of ARV, typically ~20% below fair market value
- All-in costs
- Maximum 70% of ARV (purchase + rehab + closing + 6 months carry/interest)
- Rehab scope
- Cosmetic only, normally up to 10% of purchase; no permits or structural work
- Security
- Two 6-month, 9.9% simple interest notes: 1st at 70% ARV, 2nd at 15% ARV
- Profit split
- 50/50 after all costs
FAQ
Common questions
FAQ
Common questions
Is this a loan?
No. It's a joint venture with a third-party capital partner. The partner funds 100% of the costs and is secured by two short-term notes on the property, then shares the profit with you when it sells.
What does the funding cover?
Purchase price, cosmetic rehab (including contractor labor), closing costs, insurance, taxes, utilities and debt service for up to 6 months.
Do I really put $0 down?
Yes. You bring the deal and an earnest money deposit for escrow; the EMD is refunded to you at the closing table.
What's the 50/70 standard?
Purchase at about 50% of ARV, and keep all-in costs (purchase, rehab, closing and 6 months of carrying and interest) at or under 70% of ARV.
How is the profit split?
After all costs come off the top, net profit is split 50/50. The deal needs at least $25,000 of total net profit, or $12,500 each.
Do I need experience?
Yes, 3+ completed real estate deals. Newer investors can qualify by partnering with an experienced mentor or contractor who has 3+ deals, or we can quote our 90% LTC fix & flip loans.
What kind of rehab qualifies?
Cosmetic "lipstick" rehabs only: paint, flooring, minor fixtures and cleanout, normally up to 10% of the purchase price. No permits or structural work.
Found an equity-rich deal? Close it with $0 out of pocket.
No credit pull to apply. No upfront fees. No commitment.
Apply Now ▸Partner program
Wholesalers & Agents: Turn Your Best Deals Into Closings.
Know an equity-rich, cosmetic deal and an investor who can run it? Submit it to LOANKWEST. Partners can earn a 2% referral fee on the purchase price of funded deals, where permitted by law.
Partner inquiries: loans@seqlending.com- Get credit on every funded deal you refer
- Keep investor clients from shopping you to a competitor
- One intake and a dedicated advisor on every file
- Your name on the application via the referral field