Bridge Loans for Residential & Commercial Investment Property
Close Now. Refinance Later.
Short-term bridge loans from $100,000 to $5,000,000 on residential and commercial investment property. Up to 75% LTV, interest-only, closing in as few as 7 – 14 days.
Apply Now ▸Why LOANKWEST Bridge
Speed when the deal can't wait.
Banks take 60 days. Sellers don't wait 60 days. A bridge loan gets you to the closing table now, and you refinance or sell on your own schedule.
Close in Days
Asset-based underwriting means lenders focus on the property, so closings happen in 7 – 14 days.
Interest-Only Payments
Keep monthly carry low while you stabilize, lease up or sell.
Buy Before You Sell
Close on the next property before the last one sells.
Residential to Commercial
1–4 unit, multifamily, mixed-use and commercial investment property.
Pay Off a Maturing Loan
Replace a loan coming due and buy time to refinance on better terms.
One Application, Many Lenders
We're a broker, not a single lender. We present your deal across our lender network and bring you the best fit.
How it works
From application to funded in as little as a week.
Send the Scenario
Five-minute form. No credit pull to apply.
We Present It
An advisor runs the deal with bridge lenders who fit the property type.
Get Your Term Sheet
Compare leverage, rate, term and exit requirements.
Close Fast
Valuation, title and closing in as few as 7 – 14 days.
Program at-a-glance
The fine print, up front.
Representative terms across our lender network. Final terms are set by the lender you choose.
- Loan amount
- $100,000 – $5,000,000
- Loan purpose
- Acquisition, cash-out, loan payoff
- Max LTV
- 75% (1–4 unit) · 70% (multifamily) · 65% (commercial) · 50% (land)
- Rates
- About 9.5% – 12%, interest-only
- Term
- 6 – 24 months, extensions available
- Points
- 1 – 3 points
- Credit minimum
- 650 FICO
- Property types
- 1–4 unit, multifamily, mixed-use, commercial, land
- Valuation
- Appraisal or broker price opinion, depending on lender
- Vesting
- LLC or corporation, with personal guarantee
- Exit
- Sale or refinance, documented at application
- Closing
- As few as 7 – 14 days
FAQ
Common questions
FAQ
Common questions
What is a bridge loan?
A short-term, interest-only loan secured by investment property. It gets you funded quickly while you arrange long-term financing or sell.
How fast can I close?
As few as 7 – 14 days, depending on the lender, valuation and title. Having your entity documents ready speeds things up.
What do lenders want to see for the exit?
A clear plan to repay: a sale, a refinance into a DSCR or permanent loan, or a stabilized property that qualifies for one. We'll help you document it.
Can I use a bridge loan to pay off a maturing loan?
Yes. That's one of the most common uses, especially when a balloon is coming due and a bank refinance won't close in time.
Is personal income verified?
Usually not. Bridge lenders focus on the property's value and your exit, plus credit and liquidity.
Are there prepayment penalties?
Most bridge loans have none or a short minimum interest period. It's shown on every term sheet.
Can you help with the permanent loan too?
Yes. We can line up the take-out refinance from our network before your bridge matures.
Deal on a deadline? Get bridge terms today.
No credit pull to apply. No commitment. One application, many lenders.
Apply Now ▸Partner program
Brokers & Agents: Save the Deal That's About to Fall Through.
When a bank can't close in time, send it to LOANKWEST. We'll find a bridge lender who can, and keep you in the loop.
Partner inquiries: loans@seqlending.com- Get credit on every funded loan you refer
- Keep investor clients from shopping you to a competitor
- One intake, dozens of lenders behind it
- Your name on the application via the referral field