Colorado · Investor & commercial real estate
Investment Property & Commercial Loans in Colorado
LOANKWEST matches Colorado real estate investors with lenders for rental, fix & flip, hard money, bridge, construction and commercial loans, on properties in Denver, Colorado Springs, Aurora, Fort Collins and Boulder and across the state. One application, a dedicated loan advisor, and your deal presented to the lenders that fit it.
- 15 loan programs for Colorado properties
- No credit pull to apply
- LLC & out-of-state investors welcome
Loan programs in Colorado
Every LOANKWEST program for Colorado investors
Pick a program to see its terms, run the numbers and apply. Availability shown is for properties located in Colorado.
Rental Properties
Buy & Hold
DSCR Rental Loans in Colorado
Qualify on the property's rent, not your tax returns.
DSCR Rental Loans for Colorado properties ▸Non-DSCR Rental Loans in Colorado
Rent doesn't cover the payment? No minimum DSCR, no minimum credit score.
Non-DSCR Rental Loans for Colorado properties ▸Rapid Investor HELOC in Colorado
Tap your rental's equity and keep your low-rate mortgage.
Rapid Investor HELOC for Colorado properties ▸Foreign National Loans in Colorado
U.S. rental financing for investors who live abroad or don't have U.S. credit.
Foreign National Loans for Colorado properties ▸No Minimum FICO DSCR in Colorado
Equity is the qualifier. No credit score required, no DSCR calculation.
No Minimum FICO DSCR for Colorado properties ▸Temporary Funds
Short-Term Loans
Fix & Flip in Colorado
Purchase and rehab funding, up to 100% for experienced flippers.
Fix & Flip for Colorado properties ▸Hard Money Loans in Colorado
Asset-based private loans for residential, commercial and land. The property qualifies.
Hard Money Loans for Colorado properties ▸Bridge Loans in Colorado
Short-term capital when the deal can't wait for a bank.
Bridge Loans for Colorado properties ▸GAP Funding in Colorado
Unsecured cash for the down payment, rehab or auction, sized on your credit and income.
GAP Funding for Colorado properties ▸Bail Out Funding in Colorado
Short-term capital to rescue a stuck property: maturing loan, probate, or a stalled build.
Bail Out Funding for Colorado properties ▸New Construction in Colorado
Ground-up financing for spec, build-to-rent and small multifamily.
New Construction for Colorado properties ▸Vacant Land in Colorado
Raw acreage, entitled parcels and finished lots.
Vacant Land for Colorado properties ▸Construction Material Funding in Colorado
Suppliers get paid today. You pay in up to 90 days, after the draw hits.
Construction Material Funding for Colorado properties ▸Acquire or Reposition
Commercial
Colorado lending guidelines
Compare loan programs in Colorado
Typical ranges across our lender network. Your advisor confirms exact terms once lenders review your deal.
| Program | Loan size | Leverage | Terms & speed | Colorado |
|---|---|---|---|---|
| DSCR Rental Loans | $100K – $3M | Up to 85% LTV on purchases | 30-yr fixed, ARM or interest-only; qualifies on rent | Available |
| Non-DSCR Rental Loans | $100K – $2M | Up to 75% LTV on purchases | No minimum DSCR or FICO | Available |
| Rapid Investor HELOC | $25K – $750K | 85% / 80% / 70% CLTV (1st/2nd/3rd) | 5-day close on lines up to $400K | Available |
| Foreign National Loans | $100K – $2M+ | Up to 75% LTV on purchases | No U.S. credit or SSN required | Available |
| No Minimum FICO DSCR | Up to $1.5M | Up to 55% LTV | Equity-qualified; no minimum credit score | Available |
| Fix & Flip | Varies by lender | Up to 100% of purchase & rehab (experienced) | 12-month no-payment option | Available |
| Hard Money Loans | $25K – $5M | Resi 65–75% · Comm 55–65% · Land 50% | Asset-based; no minimum credit | Available |
| Bridge Loans | $100K – $5M | Up to 75% LTV | Interest-only; 7–14 day closing window | Available |
| GAP Funding | $20K – $350K+ | Unsecured (no collateral) | 2–10 yr terms; 3–10 business days to fund | Available |
| Bail Out Funding | $50K – $500K | Up to 70% of ARV | 6 months or less | Available |
| New Construction | $150K – $5M | Up to 85% of cost, 100% of build | Fast draw schedules | Available |
| Vacant Land | $50K – $2M | Up to 65% LTV | Interest-only; path to construction | Available |
| Construction Material Funding | Per supplier invoice | Supplier paid up front | Up to 90-day terms; no blanket lien | Available |
| Commercial Loans | $250K – $50M+ | Up to 75–80% LTV; SBA up to 90% | 1–30 year terms | Available |
| Joint Venture Funding | $50K – $500K | 100% of costs; 50/50 profit split | 6-month term | Available |
Business-purpose loans only. Rates, terms and leverage are representative, vary by lender, property and borrower, and can change without notice. LOANKWEST is a loan broker, not a lender.
FAQ
Colorado investor loan questions
Does LOANKWEST arrange real estate investor loans in Colorado?
Yes. LOANKWEST is a commercial loan broker that matches Colorado investors with lenders in its network for 15 business-purpose loan programs, from rental and fix & flip loans to construction, bridge and commercial financing. LOANKWEST is a broker, not a lender: every loan is made by a third-party lender.
Which loan programs are available for Colorado investment properties?
For properties in Colorado you can apply for: DSCR Rental Loans, Non-DSCR Rental Loans, Rapid Investor HELOC, Foreign National Loans, No Minimum FICO DSCR, Fix & Flip, Hard Money Loans, Bridge Loans, GAP Funding, Bail Out Funding, New Construction, Vacant Land, Construction Material Funding, Commercial Loans, Joint Venture Funding. Terms, rates and leverage vary by lender and by deal.
Which Colorado markets do you work in?
Investors use LOANKWEST for properties across Colorado, including Denver, Colorado Springs, Aurora, Fort Collins and Boulder. Eligibility depends on where the property is located, not on the city you live in.
Do I have to live in Colorado to finance a property there?
No. Eligibility is based on where the property sits, not where you live, so out-of-state and foreign national investors can finance Colorado properties. Many programs, including DSCR rental loans, let you close in an LLC or corporation.
How fast can a Colorado loan close?
It depends on the program and the lender. Bridge loans typically close in 7 to 14 days, the Rapid Investor HELOC can fund in as few as 5 business days on lines up to $400,000 where it is available, and GAP funding often funds in 3 to 10 business days. Your LOANKWEST advisor gives you a realistic timeline once lenders review your deal.
Does applying for a Colorado loan affect my credit?
No. LOANKWEST never pulls your credit. Depending on the program, a lender may ask for your authorization to review credit later, once you choose to move forward.
Start a Colorado deal
Apply for a Colorado property
Choose the program that fits your deal. Its application opens below with Colorado already selected. About 5 minutes, no credit pull.